Medicare 101 — Understand Your Options Before You Enroll
Most people have fewer than three months to make Medicare decisions that affect coverage for the rest of their lives. Come learn what you need to know at a free seminar near you.
What is Medicare 101?
Medicare is federal health insurance for people 65 and older and certain younger people with disabilities. It has four parts — A, B, C, and D — and each one covers different services. Most people turning 65 have a limited window to enroll without paying higher premiums for the rest of their lives.
Our free Medicare 101 seminars cover everything you need to know to make a confident decision before your deadline.
What We Cover at the Medicare 101 Seminar
Medicare Part A and Part B
Part A covers hospital stays, skilled nursing facility care, and some home health care. Part B covers doctor visits, outpatient care, preventive services, and medical equipment. Together they are called Original Medicare.
Medicare Advantage vs. Original Medicare
Medicare Advantage (Part C) plans are offered by private insurers approved by Medicare. They bundle Part A and Part B — and usually Part D — into a single plan. Choosing between Original Medicare and Medicare Advantage is one of the most important decisions you will make at 65.
Medicare Part D — Prescription Drug Coverage
Part D helps pay for prescription drugs. If you do not enroll when you are first eligible, you may pay a late enrollment penalty every month for as long as you have Part D coverage.
When to Enroll
Your Initial Enrollment Period starts three months before your 65th birthday and ends three months after. Missing this window can result in permanent premium penalties. There are also Special Enrollment Periods if you have employer coverage.
Have questions? Join a free seminar.
We hold Medicare 101 and Social Security 101 sessions throughout the year. Attend in person or over Zoom — whichever works best for you.
Medicare FAQ
Get notified when we add events near you
We add new sessions regularly. Drop your email and we will let you know.
Ready to get clear answers? Reserve your seat at a free Near Seminar seminar.
No obligation. No enrollment. Just clear information from a licensed professional.